4Q 2021 Investor Presentation

Financing Solid 14% increase in gross financing from strong growth in both corporate and retail financing Financing, Gross (SARbn) Financing, Gross Movement YoY (SARbn) مصرف الإنماء alinma bank +14% +14% 120.7 123.5 125.5 130.3 114.5 11.6 0.4 130.3 114.5 2.7 1.1 90.3 94.8 97.1 98.8 102.3 24.2 25.9 26.4 26.7 28.0 QoQ 4Q 20 +5% 1Q 21 +2% 2Q 21 +2% 3Q 21 +4% 4Q 21 Retail Corporate gross 4Q 20 Total financing, Home financing Personal & other retail financing Corporate SME Total financing, gross 4Q 21 +23% +9% +13% +13% Financing, Gross Composition (SARbn) 11% 11% 3% 130.3 Financing, Gross Composition Corporate (SARbn) SME 31% Retail financing Real Estate 21% Services Manufacturing 130.3 Commerce 15% Building & construction Home financing 75% 5% Personal & other retail financing 8% 12% 8% Other corporate financing Management Commentary ■ Gross financing grew 14% during 2021. ■ Retail financing grew 16% from strong ☐ momentum in home financing (+23%) and personal & other financing growth (+9%). Corporate financing grew 13% across both large corporate (+13%) and SME financing (+13%) in 2021. Real estate financing makes of the majority of corporate financing (15%), following by services (12%), manufacturing and commerce (8%) and building & construction (5%) 4Q 2021 INVESTOR PRESENTATION 24/48

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