9MFY22 Investor Presentation

General Insurance | General Insurance Loss Ratio and Combined Ratio ■Combined Ratio ■Loss Ratio 92% 92% 93% 94% 91% 89% PBT and PAT (RM' mil) YoY PBT Growth: (26%) YoY PAT Growth: (28%) ■PBT PAT 282 57% 58% 60% 56% 57% 55% FY18 FY19 FY20 FY21 9MFY21 9MFY22 Gross Premium Mix and Growth (RM' mil) Motor Non-Motor 1 YoY GWP Growth: YoY Motor Growth: YoY Non-motor Growth: (5%) (7%) 1% 1,576 1,560 1,527 1,474 21% 21% 21% 246 21% 1,190 1,125 20% 22% 79% 79% 79% 79% 80% 78% 262 260 242 228 233 198 222 185 164 134 FY18 FY19 FY20 FY21 9MFY21 9MFY22 FY18 FY19 FY20 FY21 9MFY21 9MFY22 1. Includes motor PA AmBank Group 9MFY22 Results - Investor Presentation 41

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