Fourth Quarter and Full Year 2016 Results Presentation

Achieved net cost savings of CHF 1.9 bn in 2016, exceeding our 2016 target of > CHF 1.4 bn Execution Profitable growth Legacy Capital Detailed Financials Adjusted total operating expenses at constant FX rates* in CHF bn 1.9 21.2 <19.8 19.4 <17.0 19.1 2015 2016 Target 2016 2018 Target 2016 FX actual Note: Cost reduction program measured in constant FX rates and based on expense run rate excluding major litigation expenses, restructuring costs and a goodwill impairment taken in 4Q15, but including other costs to achieve savings. Adjusted results are non-GAAP financial measures. A reconciliation to reported results is included in the Appendix See Appendix CREDIT SUISSE February 14, 2017 7

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