2022 Report and Financial Statements

2022 REPORT AND FINANCIAL STATEMENTS - BANCO REGIONAL LETTER FROM THE PRESIDENT Management checks issued Tax creditors Accounts payable Dividends payable Social creditors Other Total c.18 Operations to be settled ECONOMIC AND FINANCIAL PERFORMANCE ITEM December 31, 2022 Gs. 12.599.423.449 11.224.700.496 720.328.652 773.285.457 11.106.226.606 36.423.964.660 December 31, 2021 Gs. 45 25.981.470.696 11.175.820.242 1.145.246.177 809.439.380 5.737.018.587 9.410.038.381 54.259.033.463 This section records the balances of the following transactions: a) Forward Operations These are contracts for the obligatory exchange of currencies at a rate previously agreed between the parties (Currency “Forward”) which are initially recorded at their agreed value. Subsequently, any change in this amount is charged to income, calculating the present value of the settlement or the theoretical closing, which corresponds to the amount for which it could be delivered or settled, respectively, under market conditions. In terms of Economic Valuation, the Forward Market Quote to be taken into account will be the sum of the Reference Exchange Rate on the date on which each forward contract in effect is being valued plus the forward points according to the residual term. b) Repurchase or repo operations A repo operation occurs when the Bank acquires or transfers securities, in exchange for the delivery of a sum of money, assuming in such act and moment the commitment to transfer or acquire again the property to its "counterparty” securities of the same species and characteristics on the same day or on a later date and at a determined price. In accordance with the provisions of the Central Bank of Paraguay, repurchase/resell agreements are recorded as part of "Transactions to be settled" under the headings Loans outstanding for financial intermediation and Obligations for financial intermediation. The amounts recorded in the Interbank liquidity window operations (VLI Operations) - Offering is composed of the amounts granted to BCP plus the agreed premiums. In turn, the VLI - Demand Transactions refer to the irrevocable commitment to sell securities obtained under the transaction and held in custody by BCP, at the par value of the securities to be transferred. a) Forward Operations FINANCIAL SECTOR FORWARD PURCHASES OF FOREIGN CURRENCY - FINANCIAL SECTOR Debtors from purchases transactions forward foreign currency Creditors from purchases transactions forward foreign currency December 31, 2022 Gs. December 31, 2021 Gs.

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