Investor Presentaiton

Segment Dashboard Profile / Strategy / Sustainability / Environment / Financials / Appendix Corporate segment accounts for 53% of total operating income translating into 64% share in net income before zakat. Corporate Retail Treasury and Investments Operating Income 9M-23 Expenses* 9M-23 +36% YoY SAR Million 6,310 Operating Income 9M-23 -2% YOY SAR Million 3,123 Operating Income 9M-23 ..... +47% YOY SAR Million 1,911 Operating Income Riyad Capital 9M-23 Riyad Bank - Investor Presentation - 30/09/23 Impairments 9M-23 Net Income** 9M-23 1.III +28% YOY SAR Million Expenses 9M-23 SAR Million Expenses 9M-23 SAR Million +25% YoY 929 +8% YOY 2,378 +47% ..... YOY 153 SAR Million Impairments 9M-23 +118% YOY 1,016 SAR Million SAR Million Impairments 9M-23 +102% YOY 395 Net Income 9M-23 SAR Million 4,366 -57% YOY YOY Net Income 9M-23 SAR Million +94% 351 J... YOY 1,688 -69% SAR Million 78 Expenses 9M-23 Brokerage Value Traded 9M-23 -15% YOY +3% YOY SAR Million 622 SAR Million 235 SAR Billion -30% YOY 105.9 *Operating Expenses before Impairment Charge (here and below); ** Net Income before Zakat (here and below) Net Income 9M-23 -23% YoY SAR Million 386 General Business 42

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