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Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended SUSTAINABILITY BOND FRAMEWORK EESG Seal by DZ Bank The Sustainability Rating of DZ BANK Sustainable Investment Research is based on an integrated analysis methodology which goes beyond the classical ESG perspective: DZ BANK SEAL OF QUALITY FOR SUSTAINABILITY Caja Rural de Navarra 4/2018 "EESG": Sustainability is an investment issue. Hence the economic dimension of sustainability ("E") is included in the analysis. • Impact: The environmental, social and long- term economic impacts of products and services are included in the sustainability assessment of an issuer. • Independent: DZ BANK Research is organized as a division, reporting directly to the Board of Managing Directors and does not report to Capital Markets, which allows it to provide objective advice in the interests of a long-term customer relationship. 2020 Credit and Sustainability Framework CRN Windmills for renewable electric energy production 35
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