Investor Presentation Q1 FY 23

Asset Quality Snapshot Movement of Gross NPAs Quarter Ended June 30, 2022 March 31, 2022 Dec 31, 2021 Sep 30, 2021 June 30, 2021 Opening Balance 2,728 2,902 3,131 2,911 2,602 (+) Additions during the period 653 619 766 1,217 1,342 (-) Upgrade 192 105 181 180 157 (-) Recoveries 188 222 271 290 116 (-) Write Offs 465 465 542 527 759 Closing Balance 2,537 2,728 2,902 3,131 2,911 Gross NPA (%) 4.08% 4.40% 4.84% 5.40% 4.99% Net NPA 697 807 1,076 1,200 1,137 Net NPA (%) 1.16% 1.34% 1.85% 2.14% 2.01% Actual PCR 72.5% 70.4% 62.9% 61.7% 60.9% PCR incl. Technical Write-offs 85.3% 83.4% 78.6% 76.6% 76.3% Slippage Ratio 1.09% 1.07% 1.37% 2.15% 2.29% Net Slippages 273 292 313 747 1,069 Net Slippage Ratio 0.46% 0.50% 0.56% 1.32% 1.82% Net Restructured % 2.35% 2.69% 3.00% 3.35% 1.80% ⚫Net Security Receipts as a percentage of total advances at 0.24% apno ka bank | RBL Bank 20

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