Financial Overview

Third Quarter Financial Highlights Q3 23 Q3 22 % Change (in millions, except per share data) Net Sales $ 105.9 $ 124.6 -15% Gross Profit % Margin $ 36.2 34.1% $ 48.4 -25% 38.9% SG&A $ 21.8 $ 23.4 -7% Net Income Net Income as a % of sales $ 3.9 3.6% $ 11.9 9.6% -68% Diluted EPS $ 0.33 $ 1.01 -68% Adjusted EBITDA¹ $ 21.2 % Margin¹ 20.1% $ 28.3 22.7% -25% cpi 1) Commentary • Net Sales decrease driven primarily by reduced card volumes in our Debit and Credit segment; timing in Prepaid. • Gross Profit decrease driven by reduced sales levels and higher production costs • Net Income, Adjusted EBITDA¹ and Adjusted EBITDA margin¹ decreases driven by reduced sales and lower gross margin, partially offset by reduced operating expenses • Net Income margin and growth also negatively impacted by executive retention award accrual and a higher effective tax rate, partially offset by lower interest expense Adjusted EBITDA and Adjusted EBITDA margin are not measurements of financial performance prepared in accordance with GAAP. See "Reconciliations of Non-GAAP Financial Measures" at the end of this document for more information and reconciliations to the most directly comparable GAAP financial measures. 10

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