Georgia Capital Shareholder and Market Opportunity Overview slide image

Georgia Capital Shareholder and Market Opportunity Overview

80 60 40 20 Jan-05 Jul-05 Jan-06 -40 -20 ANN 0 Jan-15 Apr-15 Jul-15 Oct-15 Jan-16 Apr-16 Jul-16 Oct-16 Jan-17 M2 vs. inflation, y-o-y,% Sources: Geostat, NBG Jul-06 Jan-07 Jul-07 Jul-07 Jan-08 Jan-08 Jul-08 Jul-08 Jan-09 Jul-09 Jul-09 Jan-10 Jul-10 M2 Y/Y % LHS Jan-11 Jul-11 Jan-12 농 Jul-12 Jan-13 Jul-13 Jan-14 Jul-14 Jan-15 Jul-15 Jan-16 Jul-16 Jan-17 Inflation Y/Y % RHS INFLATION TO STAY ABOVE TARGET IN 2021 Inflation y-o-y vs. inflation target Sources: NBG, GeoStat expect inflation to increase to above 6% on average in 2021 impact of government-subsidised utilities, subtracted from price changes. We Inflation was under the 3% target in December-February reflecting a one-off Source: GeoStat Apr-17 Jul-17 쭛 Jul-17 Jan-18 Jul-18 Jan-19 Jul-19 Jan-20 Jul-20 Jan-21 Oct-17 Jan-18 Apr-18 Jul-18 Oct-18 Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 16.0 14.0 12.0 1,400 10.0 1,200 8.0 6.0 1,000 4.0 2.0 800 (2.0) 600 (4.0) (6.0) 400 114 || 14 III 14 IV 14 115 || 15 III 15 IV 15 11 8 9 7.2 7 5 4 3 2 1 0 -1 N Jan-16 Mar-16 May-16 Jul-16 Sep-16 Nov-16 Jan-17 Mar-17 May-17 Jul-17 Sep-17 Nov-17 Jan-18 Price Indices CAPITAL GEORGIA Headline Inflation Average monthly nominal earnings Source: Geostat 1,600 Monthly Inflation Monthly nominal earnings increased by 0.9% in 4Q20 Mar-18 May-18 Jul-18 Sep-18 Nov-18 Jan-19 Mar-19 May-19 Jul-19 Sep-19 Nov-19 Jan-20 Mar-20 May-20 Jul-20 Sep-20 Nov-20 Jan-21 Mar-21 116 II 16 III 16 IV 16 117 || 17 III 17 IV 17 118 II 18 III 18 IV 18 119 II 19 III 19 IV 19 120 II 20 III 20 IV 20 72 Core Inflation GEL -2 0 2 4 6 8
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