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Investor Presentaiton

Financials: Consolidated GHDFC STATEMENT OF PROFIT AND LOSS - H1FY22 Rs. billion Apr-Sep-21 Apr-Sep-20 Growth Interest & Other Operating Income 234.35 239.14 Income from Insurance Business 447.00 390.80 Profit on Sale of Investments 0.72 Net gain on fair value changes 9.90 7.01 Net gain on derecognition of assigned loans 3.85 3.42 Other Income 0.19 0.13 Total Income 696.01 640.50 9% Finance costs 133.10 154.61 Expenses from Insurance Business 443.21 380.82 Non-Interest Expenses 18.25 13.45 Impairment on financial instruments 11.31 16.83 Total Expenses 605.87 565.71 7% Share of profit of associates (equity method) 40.61 32.43 Profit before tax 130.75 107.22 22% Total tax expense 20.93 16.28 Net Profit After Tax 109.82 90.94 21% Profit Attributable to the Corporation 102.99 82.13 25% 44
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