Stanbic 1H23 Financial Results Presentation
STEADY GROWTH IN ALL INCOME LINES
KES Millions
KES Millions
18,000
16,797
16,000
14,000
12,000
10,000
8,000
6,000
4,746
4,000
3,150
2,000
June 2023
June 2022
10,000
9,000
8,000
12,051
11,494
7,000
6,000
Interest income
5,940
8,343
5,000
■Trading and other income
Interest expense
4,525
4,000
■Net fees and commissions
■Net interest income
3,000
2,000
2,958
1,000
2,335
June 2023
June 2022
June 2023
June 2022
42%
45%
58%
55%
14 | STANBIC 1H23 FINANCIAL RESULTS PRESENTATION
Non-Interest income
Net interest income
Key Takeouts
☐
Net interest income increased year on year by 44% mainly
explained by growth in the lending book, improved margins and
managing cost of funds
Growth in trading and other income due to higher margins and
increase in client flows
Fees and commission boosted by key investment banking deal
and fees from digital channelsView entire presentation