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Investor Presentaiton

= Update on Strategy Progress ADIB continues to deliver on its strategy in 1H 2022 Continuous Innovation Segment Focused Key product launches Amwali Youth Account Asset Management • Launch of API Developer Portal plot +7,478 $162 mn • New land finance product Exclusive partnership deal with Visa Accounts Global Sukuk Fund UAE Nationals Grow wholesale banking Retail sales Attract new customers +21,346 +16.4% +31% +48,000 New to bank UAE Nationals Financing growth YoY Asset growth YoY New customers مصرف أبوظبي الاسلامي ADIB Payment Service AED 3.9 mn Revenue Deepen relationships 1.50 Cross-sell Ratio Digital Excellence Digitize processes Digitize channels Automate processes Leverage digital channels Paperless strategy: 99% 99% Payments: Volumes received from Mobile App & Online Channels Digital transfers 44% Personal finance 69 bots 4.70/5 4.54/5 AppStore rating * Google Play rating 2m Papers Saved (2021) Sustainable Future Leader in financial conduct Employer of choice 1st ESG report MSCI GRI 78% Employee engagement index Best customer experience #1 Number 1 bank NPS in UAE: 78% ESG RATINGS GRI accreditation 23
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