Investor Presentaiton

SEGMENT HIGHLIGHTS - Q2|20 P&C Banking PTPP: $389 MM +3% YoY ☐ Supporting our clients with payment deferrals and extending balance sheet for businesses Strong interest income driven by solid volumes on both sides of the balance sheet ◉ ▪ Lower consumer activity in context of crisis impacted non-interest income Wealth Management PTPP: $196 MM +23% YoY ■ Favorable business mix and client-facing strategy leading to a strong performance ■ Solid growth driven by high transaction volumes and fee-based revenues Financial Markets PTPP: $378 MM +70% YoY ◉ Excellent quarter for Financial Markets with revenues of $598M Strong volume growth across Global Markets amid volatile markets Supporting our clients on liquidity, financing and advisory through the crisis USSF&I PTPP: $101 MM (3)% YoY ■ Resilient assets, well positioned to perform through the crisis ■ Modest growth expected in F2020 ■ Well positioned to continue to generate attractive growth in the medium term 6

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