Investor Presentaiton

FY22 results overview $ GWP $13.3bn Strong rate increases and customer growth Underlying margin 14.6% Positive underlying margin momentum Reported margin 7.4% Impacted by natural perils, reserve strengthening and investment markets Net profit after tax $347m CET1 ratio 0.97x Within target range, and additional pro-forma 6pts from Malaysian sale FY23 guidance Strong momentum GWP growth 'mid-to-high single digit', reported margin 14-16% 4 FY22 Results | 12 August 2022 iag

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