Investor Presentaiton
Fee income growth supported by Wholesale Banking Lending
Net fee & commission income per business line (in € mln)¹)
Net fee & commission income per product category (in € mln)
888
876
888
896
912
888
876
888
896
912
92
96
105
106
131
280
295
318
323
346
226
194
201
217
206
247
238
258
244
253
610
583
573
575
569
323
349
324
329
322
2Q2022
3Q2022
4Q2022
1Q2023
2Q2023
Retail Banking
Wholesale Banking
■ Income from fees grew by 2.7% YoY, driven by Wholesale Banking
2Q2022
3Q2022
4Q2022
1Q2023
2Q2023
■Daily Banking
■Lending
Investment Products
Other²)
■ Fees were up in Retail Benelux, driven by increased fees for payment packages in the Netherlands, which more than offset higher
commissions paid to agents in Belgium. Outside the Benelux, fee income was down as a result of subdued trading activity in
investment products, fewer mortgage transactions at Interhyp and ING's exit from the French retail market
Fees in Wholesale Banking rose by 23.4%, reflecting an increase in deal flow in Lending and Global Capital Markets
Sequentially, fees increased 1.8%, mainly driven by higher fees in Wholesale Banking, with growth in Corporate Finance, Global
Capital Markets and Lending. Fees were stable in Retail Banking
1) Totals including Corporate Line
2) Other includes insurance products and Financial Markets
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