Investor Relations - Fixed Income Presentation
Strong deposit growth
Gaining Canadian market share
■ Initiated successful strategies to grow relationship
deposit base
■ Between October 2010 and January 2014, our share
of the Canadian personal deposit market has grown
from 18.7% to 20.1% (1)
Leveraging our Wealth Management network with
targeted strategies and product development
■ Canadian relationship business deposits continue to
grow at faster pace than the market
Leveraging our international reach
Acquired the remaining 50% of RBC Investor
Services deposits
■ U.S. retail bank operates as a deposit gatherer
Supporting deposit growth in Channel Islands and
other offshore wealth management centres
■
170
RBC Canadian Deposits
($ billions)
150
Total Cdn Personal Deposits
130
8.9% CAGR
110
Average Balances ($B CAD)
60
50
00
90
Total Cdn Business Deposits
70
8.6% CAGR
30
Jan-07
Jan-08
Jan-09
Jan-10
Jan-11
Jan-12
Jan-13
Jan-14
RBC Relationship Deposits
($ billions)
Oct 2010
April 2014
HISA(2)
$ 18
$ 27
Advisory Channel Deposits (3)
$ 13
$ 31
Other Personal Deposits
$ 131
$ 145
Business Deposits
$ 131
$ 176
Total Deposits
$ 293
$ 375
Leveraging the strength of our distribution
Investor Relations - Fixed Income Presentation
(1) Canadian deposit market is based on Canadian Banking personal deposits and Wealth Management advisory channel deposits. Source: OSFI (M4 report).
(2) High Interest Savings Account; Includes CAD and USD deposits.
(3) Sourced largely from RBC Wealth Management network.
16
RBCView entire presentation