Investor Presentaiton

Operating Income and Cost to Income Operating Income DCB BANK INR mn 1,009 945 3,281 914 3,173 3,012 854 851 2,491 FY 2009 FY 2010 FY 2011 FY 2012 Q3 FY12 Q4 FY12 Q1 FY13 Q2 FY13 Q3 FY13 Operating Cost INR mn 73.64% 71.90% 72.85% 71.95% 68.52% 76.27% 80.62% 74.45% 680 692 666 71.43% 629 612 2,420 2,443 2,152 2,008 FY 2009 Private & Confidential FY 2010 FY 2011 FY 2012 Q3 FY12 Q4 FY12 Q1 FY13 Q2 FY13 Q3 FY13 9 Development Credit Bank Limited

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