2021 Results and Financial Review

Solvency II return on capital/equity (FY21) Solvency II operating own funds generation Impact of new Earnings from existing business (life) business (life) Non-life capital generation Management Solvency II OFG (post actions & other¹ Total TMTP adjustment) Opening own funds Solvency II Return on capital/equity 2021 UK & Ireland Life UK & Ireland General Insurance² Canada Aviva Investors UK, Ireland, Canada and Aviva Investors International investments £m £m £m £m £m £m £m % 360 314 279 953 996 15,073 6.6% 330 9 339 339 2,401 14.1% 326 6 332 332 1,534 21.6% 36 36 36 385 9.3% 360 314 692 294 1,660 1,703 19,393 8.8% 63 62 62 (1) 124 124 909 13.6% Corporate centre costs and other operations (3) (340) 1 (342) (344) Group external debt costs and other interest (255) (255) (255) Continuing operations 423 373 97 294 1,187 1,228 Discontinued operations 00 90 321 45 45 2 458 458 6,362 7.2% Solvency II operating own funds generation at 31 December 1,645 1,686 14,574 11.3% Less DCI and preference shares³ (38) Solvency II return on equity at 31 December 1,648 14,574 11.3% All footnotes on pages 64-66 AVIVA 50 50

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