Financial Performance and Remediation Update

GROUP PROVISIONS COLLECTIVE PROVISIONS ($m) 1.56% 1.50% SPECIFIC PROVISIONS ($m) 1.21% 1.35% 5,536 5,209 4,715 4,401 299 191 46 337 43 155 39 56 52.8% 47.6% 45.0% 40.6% 827 840 794 125 115 664 108 100 5,191 4,975 4,521 702 725 4,008 686 564 72 Mar 20 Sep 20 Mar 21 Sep 21 Mar 20 Sep 20 Amortised Loans Fair Value Loans Retail Fair Value Derivatives Business -CP/CRWA TOTAL PROVISIONS ($m) 5,228 1.43% 0.85% Mar 20 1.80% 1.07% 6,376 1.72% 1.00% 6,003 Sep 20 Mar 21 Total Provisions -Total Provision Coverage to GLAS Mar 21 Sep 21 Specific Provisions/Gross Impaired Assets 1.55% 0.86% 5,379 Sep 21 -Total Provision Coverage to CRWA National Australia Bank

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