Deutsche Bank Fixed Income Presentation Deck

Well diversified loan book, CLP guidance unchanged Well-diversified loan book By business Private 54% Bank Other Investment Bank 0% 21% € 488bn Q1 2023 25% Corporate Bank By region Other 2% 7% Note: For footnotes refer to slides 35 and 36 Deutsche Bank Investor Relations Germany 48% € 488bn Asia Q1 2023 North 21% America 21% EMEA ex-Germany Loan book well diversified across businesses and regions; ~70% of the loan book either collateralized, supported by financial guarantees or hedged Well-positioned to withstand downside risks due to conservative underwriting standards, a robust risk appetite framework and risk mitigation through hedging Q1 2023 Fixed Income Investor Call April 28, 2023 Provision for credit losses (in € m) Stage 3 Stage 1+2 24 292 178 114 Q1 2022 19 233 52 181 Q2 2022 In bps of average loans annualized¹ 28 350 13 337 Q3 2022 28 351 390 (39) Q4 2022 / 30 372 397 (26) Q1 2023 Q1 provisions slightly ahead of the previous quarter Stage 3 provisions slightly increased, driven by idiosyncratic events in International Private Bank, while Corporate Bank and Investment Bank saw moderate bookings Stage 1+2 provisions saw minor releases, partially driven by improving macroeconomic outlook since Q4 2022 FY 2023 guidance of 25-30bps of average loans remains unchanged 3

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