Covered Bond Framework Q1 2021

Loan structure Q1 2021 11 100% Rate type 100% Repayment 69% 90% 30% 30% 31% 31% 80% 70% 60% 50% 99% 99% 40% 30% 20% 10% 0% 5% 1.4% 1.3% 1.3% 1.3% 19Q4 20Q1 20Q2 20Q3 20Q4 21Q1 90% 80% 70% ■Capped rate 60% Amortising 90% 95% Floating rate 95% 94% 93% 94% 50% 40% ■Bullet / interest only 68% 68% 68% Fixed rate 30% 20% 10% 10% 5% 5% 6% 7% 0% T 19Q3 19Q4 20Q1 20Q2 20Q3 6% 20Q4 Nordea

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