2Q 2022 INVESTOR PRESENTATION

Impairments for Financing Cost of risk for 1H 2022 declined by 41bps from 28% lower credit impairment charges YoY Impairments for Financing (SARmn) Impairments for Financing (SARmn) -26% 337 279 289 241 248 2Q 21 QoQ 3Q 21 -17% 4Q 21 +4% 1Q 22 -17% Impairments Allowance Composition (SARmn) 87% 13% 2Q 22 +3% Cost of Risk (%) 2% 2% Retail 1.15% 1% 3,860 Corporate 1% 2Q 2022 INVESTOR PRESENTATION 684 1H 21 -28% مصرف الإنماء alinma bank 489 1H 22 0.74% Management Commentary ■ 1H 2022 impairment charge for financing decreased by 28% YoY to SAR 489mn. ■ Cost of risk for 1H 2022 improved by 41bps YoY to 0.74%. 0% 1H 21 9M 21 FY 21 1Q 22 1H 22 31/50

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