Investor Presentation - FY 2022
Investor Presentation - FY 2022
Danske Bank delivered continued progress in a year impacted by significant
geopolitical tensions and a rapidly changing macro landscape
Danske Bank
Nll up 14% Y/Y driven by rate hikes
and solid volume growth
5
10
Solid lending uplift (+3% Y/Y)
and traction on DK market share
Fee income benefited from resilient
customer activity and diversified
business model
Trading and insurance income
impacted by volatility in the
financial markets
Operating expenses DKK 26.5bn
FTES -6% Y/Y (excl. AML) underpinning structural
improvement despite significant remediation spend
Strong credit quality
Impairments (8bps) driven by macro
scenarios and PMAS
Solid progress in simplification and
digitalisation on banking offering
Continued progress on sustainability
strategy and targets
Final resolution on Estonia matter, and
accelerated solution of debt collection
case
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