Investor Presentaiton

Q3 2023 Investor Presentation We availed more financing to households and businesses in key sectors of the economy such as transport & communication, trade and manufacturing in 2023. KCB Ʌ38.6% Growth in gross loans. Organic and inorganic growth accounted for 27% and 11% increase respectively. 7.2% TMB's contribution to net loans and advances. 37 For People. For Better. Gross loans growth 822 197 19 101 1,139 28% ■LCY ■FCY 72% Q3 22 Corporate Retail Mortgage Q3 23 Amounts in KShs Billion

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