Highlights of Q3 FY22 Results

Section 4: Product Offerings The Bank has wide bouquet of Consumer and MSME loans .. across varied customer segments including Consumers and MSMEs in different parts of India ETHICAL Prime Home Loans: Starting at 6.9% to select Prime Salaried Customer of top corporates, Self-employed customers for buying house property. Ticket Size Range Rs. 35-500 lacs Affordable Home Loans: Smaller ticket size home loans to salaried and self-employed customers for purchasing house property. Ticket Size Range Rs. 5-30 lacs Loan Against Property: Long term loans to MSMEs after proper evaluation of cash flows; against residential or commercial property Ticket Size Range ~Rs. 1-1.5 crore New and Pre-owned Car Loan: To salaried and self-employed customers for purchasing a new car or a pre-owned car Ticket Size Range ~Rs. 6-8 lacs Business Loans: Unsecured Loans to the self- employed individual or entity against business cash-flows Ticket Size Range Rs. 15-25 lacs DIGITAL BANKING *SOCI Personal Loans: Unsecured Loans to salaried and self-employed customers for fulfilling their financial needs Ticket Size Range Rs. 4-5 lacs Consumer Durable Loans: financing to individuals for purchasing of LCD/LED panels, Laptops, Air-conditioners etc Ticket Size Range Rs. 18-20k Two Wheeler Loans: To the salaried and self- employed customers for purchasing new two wheelers Ticket Size Range ~Rs. 50-1 lakh Micro Enterprise Loans: Loan solutions to small business owner Ticket Size Range ~Rs. 1-1.5 lakh JLG Loan for Women: Sakhi Shakti loan is especially designed as the livelihood advancement for women, primarily in rural areas Ticket Size Range ~Rs. 30-40k Apart from these products, IDFC FIRST Bank also offers Working Capital Loans, Corporate Loans for Business Banking and Corporate Customers in India 25 IDFC FIRST Bank

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