Access to Financial Services in Kaduna State Deep Dive
EFINA
Enhancing Financial Innovation & Access
Defining financial inclusion
Total adult population (18 years and older)
Financially included = have/use financial products
and/or services - formal and/or informal
Formally served
= have/use formal financial products
and/or services provided by a financial
institution (bank and/or non-bank)
Informally served
have/use financial
products and/or services
which are not regulated
Financially excluded =
do not have/use any
financial products and/or
services formal and/or
informal
Banked
= have/use financial products/
services provided by a bank regulated
by the CBN
Served by other formal financial institutions
= have/use financial products/services provided by regulated
non-bank financial institutions
Source: EFINA Access to Financial Services in Kaduna State 2020 Survey
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