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Back to Table of Contents TLAC1: TLAC composition for G-SIBS (at resolution group level) (in $ millions) Regulatory capital elements of TLAC and adjustments a2 Q2 2023 Revised Basel III Amounts Q1 2023 Basel III Amounts аз Q4 2022 Basel III Amounts ад Q3 2022 Basel III Amounts 1 Common Equity Tier 1 capital (CET1) 2 Additional Tier 1 capital (AT1) before TLAC adjustments 55,520 8,168 54,138 8,179 53,081 8,181 51,639 7,162 3 AT1 ineligible as TLAC as issued out of subsidiaries to third parties 4 Other adjustments 5 AT1 instruments eligible under the TLAC framework 6 Tier 2 capital (T2) before TLAC adjustments 7 Amortized portion of T2 instruments where remaining maturity > 1 year 8,168 8,179 8,181 7,162 9,509 9,550 9,448 9,285 999 970 676 640 8 T2 capital ineligible as TLAC as issued out of subsidiaries to third parties 9 Other adjustments 10 T2 instruments eligible under the TLAC framework 11 TLAC arising from regulatory capital 10,508 10,520 10,124 9,925 74,196 72,837 71,386 68,726 Non-regulatory capital elements of TLAC 12 12 External TLAC instruments issued directly by the bank and subordinated to excluded liabilities 13 External TLAC instruments issued directly by the bank which are not subordinated to excluded liabilities but meet all other TLAC term sheet requirements. 53,977 58,756 55,337 60,344 14 Of which: amount eligible as TLAC after application of the caps N/A N/A N/A N/A 15 External TLAC instruments issued by funding vehicles prior to 1 January 2022 16 Eligible ex ante commitments to recapitalise a G-SIB in resolution 17 TLAC arising from non-regulatory capital instruments before adjustments N/A N/A N/A N/A 53,977 58,756 55,337 60,344 Non-regulatory capital elements of TLAC: adjustments 22222 18 TLAC before deductions 128,173 131,593 126,723 19 Deductions of exposures between MPE resolution groups that correspond to items eligible for TLAC (not applicable to SPE G-SIBS) 20 Deduction of investments in own other TLAC liabilities 21 Other adjustments to TLAC TLAC available after deductions N/A (358) 127,815 131,433 126,565 129,070 N/A N/A N/A (160) (158) (270) 128,800 Risk-weighted assets and leverage exposure measure for TLAC purposes 23 24 Total risk-weighted assets adjusted as permitted under the TLAC regime Leverage exposure measure 451,063 471,528 1,530,107 1,468,559 462,448 1,445,619 452,800 1,388,823 TLAC ratios and buffers 25 TLAC (as a percentage of risk-weighted assets adjusted as permitted under the TLAC regime) 28.3% 27.9% 27.4% 28.4% 26 TLAC (as a percentage of leverage exposure) 8.4% 8.9% 8.8% 9.3% 27 CET1 (as a percentage of risk-weighted assets) available after meeting the resolution group's minimum capital and TLAC requirements 8.0% 7.0% 7.00% 6.90% 28 Institution-specific buffer requirement (capital conservation buffer plus countercyclical buffer requirements plus higher loss absorbency requirement, expressed as a percentage of risk-weighted assets) 3.5% 3.5% 3.5% 3.5% 29 Of which: capital conservation buffer requirement 2.5% 2.5% 2.5% 2.5% 30 Of which: bank specific countercyclical buffer requirement 0.0% 0.0% 0.0% 0.0% 31 Of which: D-SIB / G-SIB buffer 1.0% 1.0% 1.0% 1.0% Rows 14, 16, and 19 are not applicable to Canadian D-SIBS. Scotiabank Supplementary Regulatory Capital Disclosure Page 29 of 88

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