Investor Presentaiton

Profitability Overall, the Bank recorded a profit after tax to N13.5 billion for the year PBT & PAT (N'b) 9.5 9.2 74 8.1 8 FY 17 Pre tax ROAE & ROAA (%) 8.7% 9.5% 20.2% 17.0% 12.4 11.2 10.7 10.6 14.5 13.5 FY 18 FY' 19 FY' 20 FY' 21 Profit before Tax Profit after Tax 10.4% 9.8% 9.7% 0.8% 0.8% 0.9% 1.0% 1.0% FY 17 FY 18 FY' 19 FY' 20 FY' 21 Pre Tax ROAE --ROAA Profit before and after tax stood at N14.5 billion and N13.5 billion respectively. While Pre-tax Return on Average Equity (ROAE) and Return on Assets stood at 9.7% and 1.0% respectively for the period. Sterling Towers

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