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Investor Presentaiton

Securities (Billion yen) 2021/3 2022/3 Change % Change Total securities 581.2 606.9 +25.7 +4.4% Public bonds (Government bonds and 169.3 225.8 Local government bonds) Corporate bonds 115.8 116.0 Stocks 14.4 13.2 Other 281.5 251.8 (29.7) +56.5 +33.3% +0.2 +0.1% (1.2) (8.5%) (10.5%) Trend in Securities Balance at the Fiscal Year-end ■Government bonds Corporate bonds ■ Other ■Local government bonds ■Stocks (Billion yen) TOCH GN TOCHIGI BANK Valuation losses on other securities are expanding due to continued high volatility stemming from forecast fiscal policies in Europe and the U.S. and the unstable political climate. The expansion in valuation losses occurred despite reducing positions in foreign bond investment trusts (other securities) due to rising interest rates overseas. While the Bank's portfolio does not pose excessive credit risk from stocks, corporate bonds, and other securities, the portfolio is highly weighted in bond investment and reducing interest rate risk in Japan and overseas is a challenge. Valuation Gains (Losses) on Other Securities ■Stocks ■ Bonds ■ Other (Billion yen) 606.9 581.2 530.8 530.2 478.1 1.8 251.8 0.3 5.1 3.8 1.2 281.5 1.4 263.8 1.1 247 (10.4) (3.0) (15.4) Valuation gain 0.2 1.6 1.2 307.9 (0.7) 248.3 (1.8) 13.2 (3.6) (2.8) (5.5) Valuation loss 14.4 116.0 10.3 (9.9) 39.5 115.8 15.5 108.1 58.4 55.9 92.1 64.5 (11.1) 70.7 54.3 167.3 86.0 80.6 93.5 104.8 2018/3 2019/3 2020/3 2021/3 2022/3 2018/3 2019/3 2020/3 2021/3 2022/3 Note: The numbers in bold show the net valuation gains (losses). 9
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