Investor Presentation: Outperforming in the Next Decade
Page 6 | Investor Presentation
[intact]
Broad based outperformance
Historical outperformance
versus the Canadian P&C industry
Five-year average loss ratio
outperformance gap in Canada
-0.5 pts
■5 year
■10 year
9.5 pts
Premium
7.3 pts
growth 1
4.3 pts
6.2 pts
Combined
2.7 pts
ratio 2
5.7 pts
1.7 pts
7.0 pts
Return on
equity 3
6.5 pts
Personal
Auto
Personal
Property
Commercial Commercial
P&C
Auto
Industry data: IFC estimates based on MSA Research Inc. as at Dec. 31, 2018. Please refer to Important notes on page 2 of the Q2-2019 MD&A for further information in FY2018 industry results.
1 Premium growth includes the impact of industry pools. Calculated on a CAGR basis. IFC's outperformance versus the industry benchmark.
2 Combined ratio includes the market yield adjustment (MYA). IFC's outperformance versus the industry benchmark.
3 IFC's ROE is adjusted return on common shareholders' equity (AROE).View entire presentation