Investor Presentaiton

Best-in class profitability with top-notch fundamentals Strength Highest Demand Deposit Share in Yapı Kredi Peer-1 Total Peer-2 Peer-3 Yapı Kredi Peer-1 Peer-2 Peer-3 Notes: Based on 2023 BRSA financials 1. Based on Bank-only BRSA financials Highest RoTE Highest FC LCR 42.1% Yapı Kredi Peer-1 Highest Total Loan Coverage¹ 505% Yapı Kredi Peer-1 Peer-2 = Peer-3 Peer-2 Peer-3 Profitability Highest NIM¹ 45.1% Yapı Kredi Peer-1 Peer-2 Peer-3 Highest Fee/OPEX 5.4% Yapı Kredi Peer-1 Peer-2 Peer-3 4.4% 178.2% - 15 - YapıKredi

View entire presentation