Preliminary Group Financial Results for the year ended 2014 slide image

Preliminary Group Financial Results for the year ended 2014

Analysis of Non-interest income Analysis of Non Interest Income (€ mn) Net fee and commission Income ■Net FX gains/(losses) & Net profits/(losses) on other financial instruments 42 20% 61 13 0 1Q2014 37 40 17% 13 55 -1 2Q2014 6 37 40 10 Insurance income net of insurance claims ■Other income/(expenses) 12% 32 37 40 -13 3Q2014 -2 22% 62 15 10 4Q2014 % Non interest income % Total income X Non interest income (€ mn) • 4Q2014 non-interest income of €62 mn, compared to €32 mn for 3Q2014 • Recurring non-interest income from fee and commission income and income from the insurance business averaging around €50 mn per quarter (about 17% of total income) Recurring income from insurance business reflecting the Group's leading position in the insurance. business in Cyprus Bank of Cyprus KOINO WKYNРIW 2235 12
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