Awards & Recognitions
We are happy to say that the Bank is performing well on the guidance given at
the time of the merger.
Particulars
Top 10 borrowers as % of Total Loans & Advances (%)
GNPA (%)
Asset Quality
NNPA (%)
Dec-18
Guidance for FY24-FY25
Mar-23
(At Merger)
12.8%
< 5%
2.7%
Status
Achieved
1.97%
2.0% -2.5%
2.51%
On Track
0.95%
1.0% 1.2%
0.86%
On Track
~70%
80%
On Track
3.10%
5.0% - 5.5%
6.05%¹
Achieved
55%
72.54%
Estimated to drop to 65%
by Q4-FY25
-3.70%
1.4-1.6%
1.13%
On Track
Provision Coverage Ratio³ (%)
53%
Net Interest Margin (%) - FY23
Cost to Income Ratio² (%) - FY23
81.56%
Profitability
Return on Asset (%) - FY23
Return on Equity (%) - FY23
1. Gross of IBPC & Sell-down
2. Excluding Trading Gains
3. Including technical write-offs.
Note: Earnings for Dec-18 are for the quarter, NIM, ROA, ROE are annualized for the corresponding quarter.
-36.81%
13-15%
10.95%
On Track
84
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