Financial Review Q3 2020

The Bancorp FINANCIAL REVIEW: LOAN LOSS RESERVE ALLOWANCE FOR CREDIT LOSSES REFLECTS OUR LOWER RISK LOAN PORTFOLIO $16 ALLOWANCE FOR CREDIT LOSSES ($MILLIONS) $14 $12 $10 $8 $6 $4 $2 $0 2017 2018 2019 Q3 2020 Allowance for credit losses as % of loan 0.6% 0.6% 0.6% 0.6% balance Allowance for credit losses as % of loan 1.2% 1.2% 1.2% 1.4% balance (excluding SBLOC & IBLOC) HIGHLIGHTS SBLOC/IBLOC/Advisor Financing HELOC/Consumer/Other Leasing Small Business CONTINUING OPERATIONS • • Increases in allowance for credit losses driven partially by CECL adoption in Q1 and potential COVID impact Fair value adjustments to the capital markets commercial real estate portfolio in 2020 were driven by potential COVID-related unrealized losses DISCONTINUED OPERATIONS Discontinued portfolio only 2% of total loans Minimal losses in Discontinued Operations line item and Walnut Street through Q3 2020 26

View entire presentation