Q4-2021 Earnings Report

Company Overview UPC Insurance is a specialty underwriter of catastrophe exposed property insurance in the U.S. United Insurance Holding Corp. (NASDAQ: UIHC) was founded in 1999 and is the insurance holding company for 5 P&C carriers and operating affiliates operating under the brand UPC Insurance (UPC). UPC has the #1 market share of commercial residential property insurance (commercial lines) in Florida with over 6,000 policies and $425 million of premium in-force. UPC's homeowners & fire insurance products (personal lines) are focused on Florida, Louisiana, New York, and Texas with roughly 352,000 policies and $722 million of premium in-force.1 Specialty Commercial Property Underwriters Am Coastal mCoastal A UPC Insurance Company JOURNEY™ INSURANCE UIHC as of December 31, 2021 Total Assets: Total Equity: Premium in-Force: Employees: Headquarters: Financial Strength Ratings: $2.7 billion $312 million $1.14 billion 1 468 St. Petersburg, FL A- (Kroll) A-(AM Best) 2 A (Demotech) Specialty Homeowners Underwriters UPCO INSURANCE FAMILY SECURITY We Keep It Simple INSURANCE A UPC Insurance Company INTERBORO INSURANCE™ A UPC Insurance Company 1 2 Excludes discontinued states where renewal rights have been sold AM Best rating for Journey Insurance Company only 2

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