Canadian Real Estate Secured Lending Portfolio Highlights

Provision for Credit Losses (PCL) By Business Segment Highlights ■ PCL decreased quarter-over-quarter, reflecting: Lower impaired PCLS ■ Wholesale TD PCL44: $MM and Ratios 45 ($37) $72 $2 $23 ($123) $21 $27 $100 - A larger performing allowance release Corporate ($377) $53 $33 $60 ($18) ■U.S. Retail ($37) ($96) ($76) ($5) ($9) ($6) ■Canadian Retail - ($23) ($43) ($213) ($77) ($64) ($63) Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 PCL Ratio (bps) Canadian Retail (3) 8 4 3 5 U.S. Retail (net)46 (41) (18) (15) 4 (4) U.S. Retail & Corporate (gross)47 (54) (27) (20) (5) Wholesale (44) 1 (51) (3) (6) Total Bank (21) (2) (7) 4 1 25

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