Investor Presentaiton
Asset quality
Non-Performing Loan Analysis
38.9
125.6
Stage 2 Loan Analysis³
2.2%
93.5
2,463
1.7%
0.7%
391%
180%
154%
2020
2021
2022
NPL(US$'mn)
NPL Coverage Ratio (%) 2
-NPL (%)¹
25%
2020
3,149
3,805
16%
604
11%
497
429
Loans to Customers(US$'mn)
Stage 2 as a % of Total Loans
2021
2022
Stage 2 Loans (US$'mn)
Comments
AFC has a fully-fledged Portfolio Management function that ensures the proactive monitoring of the portfolio and engagements with obligors to pre-empt and manage
the risks
Source: Company information, FY'22 financials
Note: 'NPL percentage calculated as NPL divided by gross loans
Note: 2NPL coverage calculated as loss allowance divided by loss allowances for loans and advances to other customers
Note: Stage 2 loans refers to loans with a significant increase in credit risk since initial recognition. Stage 3 loans refers to credit impaired loans
Africa Finance Corporation | FY'2022 Results Presentation | April 2023
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