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COVID-19 Business Impact Presentation

Other -122 ADJUSTED NET INCOME 1, 2, 3 ($MM) -33 -35 -48 -166 Q2/19 Q3/19 Q4/19 Q1/20 Q2/20 1 Represents smaller operating segments including Group Treasury and corporate adjustments 2 Attributable to equity holders of the Bank 3 Refer to Non-GAAP Measures on Slide 44 for adjusted results • HIGHLIGHTS Higher costs due to the metals business charges Higher contributions from asset/liability management activities and securities gains 15 15

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