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Investor Presentaiton

Financial Reporting Related to Fortitude Sale On June 2, 2020, AIG completed the sale of a majority interest in Fortitude; AIG'S GAAP balance sheet and income statement will continue to include investments retained as collateral by the AIG ceding companies as part of the funds withheld reinsurance arrangement; the difference in carrying value and fair value is primarily reported in AOCI Assets A reinsurance recoverable was set up to reflect loss reserves and policyholders benefits ceded to Fortitude Re, which totalled $34.6B at June 30, 2020 AIG continues to reflect the FWA primarily in its investment portfolio, at carrying value of $41.5B at June 30, 2020 Liabilities Loss reserves and policyholder benefits continue to include reserves ceded to Fortitude Re The funds withheld payable contains an embedded derivative which is marked-to-market each period. The carrying value of the funds withheld payable is $42.0B as of June 30, 2020 June 30, 2020 (in millions) Fixed maturity securities - available for sale Fixed maturity securities - fair value option Fair Value of Summary of Assets Supporting the Funds Withheld Arrangements Carrying Value of Corresponding Accounting Policy Assets Assets $35,380 $35,380 Fair value through other comprehensive income 190 190 Commercial mortgage loans Real estate investments Private equity funds / hedge funds Policy loans Derivative assets, net Other Total 3,537 3,781 385 600 978 978 431 431 640 640 $41,541 $42,000 Fair value through net investment income Amortized cost Amortized cost Fair value through net investment income Amortized cost Fair value through realized capital gains (losses) Amortized cost AIG 1) The change in the net unrealized gains (losses) on available for sale securities related to the Fortitude Re FWA was $555M ($438M after-tax) during the 2Q20 post deconsolidation period (June 2, 2020-June 30, 2020). 2) The derivative assets have been presented net of collateral. The derivative assets supporting the Fortitude Re funds withheld arrangements had a fair market value of $650M as of June 30, 2020. These derivative assets are fully collateralized. 23
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