2Q 2022 INVESTOR PRESENTATION

2Q 2022 P&L Highlights Net income for 1H 2022 grew by 29% YoY from 15% income growth and lower risk cost Total Operating Income (SARmn) Total Operating Expenses (SARmn) +17% +5% مصرف الإنماء alinma bank Net Income (SARmn) +30% 1,932 985 1,653 1,724 1,682 1,808 925 861 897 886 903 825 710 738 619 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 QoQ +4% -2% +7% +7% QoQ +4% +10% -10% +2% QoQ +4% -16% +33% +12% 1H 22 Funded Income 1H 22 Non-Funded Income 1H 22 Net Income 1H 22 Net Profit Margin 1H 22 Cost to 1H 22 ROE Income Ratio SARmn 1,015 SARmn 1,750 3.42% 34.9% YOY +24% YOY +29% YoY +5bps YOY +2.4ppts YoY SARmn 2,725 +12% 2Q 2022 INVESTOR PRESENTATION 13.4% +252bps YoY 21/50

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