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Investor Presentaiton

Group Statement of Financial Position Underlying in N'B Mar'15 Dec'14 Mar'14 ytd% Cash and Cash Equivalents 382 405 494 (6) Trading & Pledged Assets 186 140 96 32 Loans & Advances 1,148 1,123 872 2 Investment Securities 231 270 273 (14) Fixed Assets & Intangibles 76 75 70 1 Deferred Tax Assets 11 11 11 (1) Other Assets 102 80 93 28 Total Assets 2,136 2,104 1,910 2 Deposits from Banks 169 119 72 42 42 Deposits from Customers 1,395 1,454 1,404 (4) Interest Bearing loan 82 80 119 3 Debt Securities 145 138 56 5 Other liabilities 54 35 60 55 Total Liabilities 1,845 1,827 1,654 1 Equity 291 277 256 5 Total Equity & Liabilities 2,136 2,104 1,910 2 ©2015 ACCESS BANK PLC Comments access>>> > Loans and Advances stood at N1.15 trillion in March 15 (Dec'14: N1.12 trillion) ➤ Trading assets grew by 32% ytd to N186bn in the period driven by significant investments in high yield government securities > Investment securities declined by 14% ytd due to the disposal of a significant portion of securities classified as available for sale Deposits from banks increased by 42% largely driven by outstanding trade-related obligations to foreign banks Customers deposits reduced by 4% to N1.4 trillion largely due to the replacements of expensive deposits to reduce overall funding cost 15
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