Q2 FY24 Key Highlights - OSBI Card

Borrowings & Capital Adequacy Borrowings Mix Capital Adequacy 25 MAKING LIFE SIMPLE OSBI card 3% 4% 9% 13% 12% 30% 30% 26% 24% 23% CAR 23.2% 23.3% 23.1% 22.9% 23.3% 4% 2% 62% 65% 65% Tier 1 20.2% 20.6% 63% 65% 20.4% 20.3% 20.8% Q2 FY23 Q3 FY23 WCDL Q4 FY23 Q1 FY24 Q2 FY24 - СР NCD TL Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q2 FY24 COF Trend LCR 82% 85% 86% 86% 85% 5.9% 6.4% 6.8% 7.1% 7.2% 70% 70% 70% 70% 6.3% 6.7% 7.1% 7.1% 60% 5.4% Q2 FY23 Q3 FY23 COF % Q4 FY23 Weighted Daily Average COF % Q1 FY24 Q2 FY24 Q2 FY23 Q3 FY23 LCR % Q4 FY23 Q1 FY24 Stat. Requirement Q2 FY24 Credit Ratings Short Term A1+ by CRISIL & ICRA Long Term AAA/Stable by CRISIL & ICRA : COF stabilizing in the range of 7.1% -7.2%. 16

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