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Investor Presentaiton

2020 Outlook Year of Enhanced Implementation Grasp development trends Strengthen confidence for development The world's profound changes unseen in a century Global economic development trend Increasing downward economic pressure due to the global spread of COVID-19 pandemics Increasing risk to financial system Adjustment and differentiation of international economic patterns Overall strategy for the great rejuvenation of the Chinese nation China's economic development trend China's economy is at the critical stage of transforming mode of development, improving economic structure and shifting drivers of growth Although the COVID-19 pandemic will have a short-term impact, fundamentals of China's long- term sound economic growth remain unchanged Deepen supply-side structural reform in the financial sector Banking Industry development trend Scenario-based development trend for products and services Intense platform-based competition Accelerated two-way opening-up of the financial industry Continuous strengthening of financial supervision 17
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