Investor Presentaiton
BOC- Main performance indicators
31 December 2015
Performance
Ratios
ROAA
ROAE
Net Interest Margin
Cost to income ratio
Loans to deposits
90+ DPD/90+ DPD ratio
Group FY2015
(1,7%)
(12,9%)
3,79%
40%
Asset Quality
90+ DPD coverage
Cost of risk.
Provisions Gross Loans
Transitional Common Equity Tier 1 capital
CET1 ratio (transitional basis)
121%
€11.329 mn (50,1%)
48%
4,3% 1
24,1%
€2,748 mn
Capital
14,0%
Total Shareholder's Equity / Total Assets
13,1%
Shareholder's Equity
Intangible assets
# shares
Book Value per
Tangible Book Value per
(€ mn)
(€ mn)
(mn)
share
share
31/03/2014
2.689
130
4.700
0,57
0,54
30/06/2014
2.748
135
4.756
0,58
0,55
30/09/2014
3.728
135
8.922
0,42
0,40
31/12/2014
3.465
127
8.922
0,39
0,37
31/03/2015
3.502
130
8.923
0,39
0,38
30/06/2015
3.506
128
8.923
0,39
0,38
131
30/09/2015
3.518
8.923
0,39
0,38
134
31/12/2015
3.055
8.923
0,34
0,33
(1) Calculated as the provisions for impairment of customer loans, including provisions of discontinued operations, (in total €1.307 mn) net of gains
on derecognition and changes in expected cash flows on acquired loans (totalling €305 mn) over average gross loans
Bank of Cyprus
DINO
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