Q2 FY24 Key Highlights - OSBI Card

Profit & Loss Statement 25 MAKING LIFE SIMPLE All figures are in Cr. OSBI Card P&L Q2 FY23 Q1 FY24 Q2 FY24 H1 FY23 H1 FY24 Interest Income Fees and commission income Sale of Services Business development incentive income Insurance commission income Net gain on fair value changes Total Revenue from operations Total Other Income Total Income/Revenue Finance costs Fees and commission expense Net loss on fair value changes 1,484 1,804 I 1,902 2,872 3,706 1,611 1,898 1,974 3,149 3,872 39 39 42 74 81 162 170 169 302 338 1 1 1 1 1 0 3,297 3,912 4,087 6,397 7,999 156 134 I 134 319 268 + 3,453 4,046 I 4,221 6,716 8,267 368 571 605 676 1,176 289 393 441 620 834 - 0 Impairment on Financial Instruments 546 719 742 996 1,460 Employee benefits & Expenses 129 145 148 268 293 Depreciation, amortisation & impairment 39 48 47 78 94 Operating & Other expenses 1,377 1,374 1,430 2,532 2,804 Total expenses 2,748 3,250 3,412 5,170 6,661 Profit before tax 706 797 I 809 1,547 1,606 Profit after tax 526 593 603 1,153 1,196 23 23

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