Investor Presentaiton

1H22 BRSA CONSOLIDATED EARNINGS PRESENTATION 8 STRONG GROWTH MOMENTUM MAINTAINED ACROSS THE BOARD WITH ACTIVE SPREAD MANAGEMENT TL PERFORMING LOAN BREAKDOWN (59% of total performing loans) Mortgage, 7% Auto, 1% GPL, 19% Business, 54% TL 360bn TL PERFORMING LOAN GROWTH 28% 14% 12% 11% 5% Credit Cards, 19% 2% 1% 4Q21 1Q22 22% 18% 2Q22 Consumer (exc. CCs) TL Business ■Credit Cards Healthy growth in consumer lending with preserved rational pricing stance Short-term & selective growth focus in TL business banking loans maintained

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