Digital Progress: Canada

International Retail: Loans and Provisions MARKETS WITH GREATER 329 MEXICO CHILE CARIBBEAN AND CENTRAL AMERICA WEIGHTING 173 158 133 300 ΤΟ 138 129 104 106 111 103 102 62 64 179 62 212 237 67 65 SECURED 51 124 139 154 133 109 119 122 120 102 98 93 91 72 963 78 170 195 58 45 39 133 124 46 108 115 95 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 31 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 62 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 PERU 1,588 COLOMBIA MARKETS WITH 1,194 GREATER WEIGHTING 760 724 ΤΟ UNSECURED 375 492 502 364 353 636 318 534 274 302 307 264 273 352 389 309 329 590 451 307 211 203 287 256 346 317 304 289 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 Q3/21 Q4/21 Q1/22 Q2/22 Q3/22 Q4/22 Q1/23 Q2/23 PCL as a % of average net loans (bps)1 PCLs on Impaired Loans as a % of average net loans (bps)1 Loan Balances Q2/23 Spot ($Bn) Mexico $19 Peru Chile $11 $33 Colombia $6 Caribbean & CA Total² $13 $82 % Secured 89% 42% 79% 38% 76% 73% 1 Refer to page 54 of the Management's Discussion & Analysis in the Bank's Second Quarter 2023 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 2 Total includes other smaller portfolios; 3 Includes benefit of loss sharing agreement with partner related to credit card program 50

View entire presentation