Canadian and International Banking Update
Scotiabank
International Retail Lending
(Outstandings at Q1/09, $ billions)
11.2
3.4
1.0
Personal Loans (total = $7.2B)
Credit Cards (total = $2.2B)
■Mortgages (total = $13.4B)
5.1
1.4
4.0
6.8
0.5
1.1
2.5
0.1
3.2
1.3
2.8
0.6
0.6
C&CA*
Mexico
Chile
Peru
% of total
49%
22%
18%
11%
PCL
Q1/08
Q1/09
Q1/08
Q1/09
Q1/08
Q1/09
Q1/08
Q1/09
$mm
14
26
39
58
1
18
10
28
% of avg. loans
(bps)
70
100
333
439
23
192
360
495
Caribbean and Central America
Total Portfolio = $23B -- 76% secured
25
Scotiabank
All-Bank - Corporate & Commercial Lending -
More Diversified, Higher Quality
Q4/99
Q1/09
◉
Corporate & commercial portfolios as
% of total portfolio
56%
45%
■ U.S. portfolio as % of total portfolio
16%
10%
% corporate loans investment grade
50%
73% ↑
Significant reduction in leveraged loans
26View entire presentation