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Investor Presentaiton

Servicing Asset HISTORICAL RETENTION RATES EXCEEDING 35% READY CAPITAL. 4.20% $10,000 4.1% 4.1% $10,374 4.10% $9,529 4.00% 3.9% 3.9% $8,000 3.8% 3.90% $8,165 $7,467 3.80% $6,000 $6,558 3.7% 3.70% $5,483 3.60% $4,000 3.50% $4,175 3.5% 3.40% $2,000 3.30% 3.20% $0 2015 2016 2017 3.10% 2018 2019 2020 2021 UPB WAC 25
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