Q3 2020 Business Update amid Covid-19
Additional information: Ratings -
Composition of Erste Group Bank AG's issuer ratings
MOODY'S
Macro Profile
Strong
Financial Profile
S&P Global
Ratings
SACP Stand-Alone Credit Profile
a
Fitch Ratings
VR Viability Rating
(Individual Rating )
a-
Asset Risk
Capital
Profitability
Funding Structure
Liquid Resources
+
baa2
Anchor
bbb+
baa1
baa3
a3
Business Position
Capital & Earnings
Risk Position
Strong
+1
Adequate
0
Adequate
0
-
SRF Support Rating Floor
baa1
Funding
Above Average
+1
Liquidity
Strong
Qualitative Factors
NF (No Floor)
+
Business Diversification
0
Opacity, Complexity
0
Support
0
Corporate Behaviour
0
=
BCA Baseline Credit Assessment
baa1
ALAC Support
0
GRE Support
0
Affiliate Support
Group Support
0
IDR Issuer Default Rating
Long-Term Outlook / Short-Term
A RWN* / F1
0
Sovereign Support
0
=
Adjusted BCA
baa1
+
+
Additional Factors
0
LGF Loss Given Failure
+2
Government Support
0
=
=
Senior Unsecured Long-Term Outlook /
Short-Term
A2 Stable / P-1
Rating Watch Negative
ERSTEŚ
Group
Issuer Credit Rating
Long-Term Outlook / Short-Term
A Stable A-1
Status as of 29 October 2020
Page 60View entire presentation